Archivo de la categoría: payroll

Universidades de Chile

En la actualidad existen 60 universidades en Chile reconocidas oficialmente por el Estado que se clasifican en las tres categorías siguientes:
• Universidades estatales o públicas
• Universidades tradicionales no estatales o particulares
• Universidades privadas
Las universidades estatales o públicas, también llamadas universidades tradicionales estatales, son universidades de derecho público que poseen sus propios estatutos y que pertenecen al Estado de Chile. Actualmente son 16 las universidades existentes.
Universidades tradicionales no estatales
Las universidades tradicionales no estatales, también llamadas universidades privadas pertenecen a instituciones privadas o a la iglesia católica aunque también reciben aportaciones del Estado.
Actualmente son 9, 6 católicas y 3 privadas no católicas.
Universidades privadas :Las universidades privadas, son todas las universidades no estatales creadas después de 1981, de conformidad al DFL 1 de 1980 o a la Ley 18.962 (Ley Orgánica Constitucional de Enseñanza) de 1990.

Institutos Profesionales
Los Institutos Profesionales sólo podrán otorgar títulos profesionales que no requieran licenciatura, y títulos técnicos de nivel superior en las mismas áreas.
En la actualidad existen 45 Institutos Profesionales.
Centros de Formación Técnica
Los Centros de Formación Técnica sólo pueden otorgar el título de técnico superior.
En la actualidad existen 74 Centros de Formación Técnica.
FFAA y de Orden
A esta pertenecen la Academia Nacional de Estudios Políticos y Estratégicos (ANEPE); Academias de Guerra y Politécnicas; Escuelas de Armas y Especialidades de las Fuerzas Armadas; Escuela Técnica Aeronáutica de la Dirección General de Aeronáutica Civil y Academia de Ciencias Policiales de Carabineros de Chile; Escuelas Matrices de Oficiales de las Fuerzas Armadas; Escuela de Carabineros; Escuela de Suboficiales de Carabineros de Chile; Escuela de Investigaciones Policiales y Academia Superior de Estudios Penitenciarios.

Técnico de Nivel Superior
El título de Técnico Superior es para aquellos que han realizado1600 clases mínimas lo que les da la capacidad y conocimientos necesarios para desempeñarse en una especialidad de apoyo al nivel profesional. Este título puede entregarlo un Centro de Formación Técnica, Instituto Profesional o alguna Universidad que ofrezca una carrera técnica y no posea el rango de Grado Académico.
El título profesional es el que se obtiene aprobando un programa de estudios cuyo nivel y contenido le dan una formación general y científica necesaria para el desempeño profesional. Este título puede entregarlo un Instituto Profesional o una Universidad, con la excepción del título de abogado, otorgado por la Corte Suprema.

Nos encontramos así con la tesitura de si todos los expertos outsourcing contable Chile tienen reconocida por el estado su profesionalidad y dado que en los últimos años las empresas necesitan de estos profesionales para gestionar mejor sus negocios, es frecuente encontrar personas que se ofrecen a hacernos el trabajo y no cuentan con los conocimientos adecuados ni la experiencia demostrable necesaria para llevar la contabilidad Chile de forma correcta.
Vale la pena asegurarse de seguir la recomendación de un amigo o pedir que nos muestren sus titulaciones si no queremos pagar por un trabajo mediocre.

Benefits of Outsourcing The Payroll

For many businesses, payroll services offer an attractive and valuable alternative to in-house payroll processing. Payroll service companies perform an important function assisting employers comply with laws. images

Without the proper knowledge of payroll procedure and access to a payroll program, it’s easy to make mistakes. Usually, late payments are cause for monetary penalties. Local tax collection agencies need to be paid on time, and in the right way.


Services provided by outsourced payroll companies

A payroll company’s basic services include:

  • Calculating payroll and tax obligations for each employee.
  • Provide employee access to address and payment information changes, online pay statements and tax forms.
  • Delivering checks, can be issued on a weekly, bi-weekly, monthly, semi-monthly or yearly payroll basis.
  • Provide online access to standard reports, including historical data.

As an owner or manager of a small or medium business you have to focus on many tasks to ensure your business is successful.  As your business grows, you need your payroll to be flexible enough to meet changes in your business requirements.

Choose the right provider 

You will need to communicate regularly with your payroll provider, a payroll service should offer:

  • A high level of customer service.
  • Experience in the sector.
  • Security to ensure your company will not suffer from any potential financial mishandling.

Benefits of Outsourcing Payroll

Here are some of the most important reasons why all kind of businesses outsource their payroll.

Avoid technology problems: A constant question for small business owners is whether they have the latest version of their payroll software and the most recent tax tables installed on their computer. Using the wrong tax tables can result in penalties. Outsourcing payroll keeps payroll running correctly.

Time savings: Many small business owners and their staff find it better to use their time for focus on activities related to the core mission and leave finances and payroll to someone else.

Accuracy and compliance: Payroll mistakes are common, and many small operations find it nearly impossible to stay on top of the numerous and complicated tax code changes that can lead to these errors. Outsourced payroll experts are trained specifically in this area. When mistakes occur, the business owner may be able to seek financial or legal restitution, depending on the specifics of the service contract.

Reduce costs: The direct costs of processing payroll can be greatly reduced by working with a payroll provider.

Lower long-term costs for some businesses: The choice between in-house payroll and outsourced solutions is a question of what is most efficient and cost-effective for the size of the operation.

Finally, using a payroll service can ease your mind, while on in-house payroll two out of every six employers has been charged for a payroll mistake, with total penalties reaching into a lot of money on costs.

Payroll in Chile, is an outsourcing solution that will help you grow and adapt your business the smart way. Whatever the size of your company, they can provide a flexible outsourcing solution, allowing you to focus on your business.

Tricks used by Successful Entrepreneurs for your Business

There are thousands of great entrepreneur success stories that inspire and challenge us to be better versions of ourselves. Perhaps the most surprising thing about successful entrepreneurs is that their success sometimes comes from the most unlikely places. We hand-selected these entrepreneur success tricks they used to become successful long time ago, and still useful nowadays.thumb-328420_640

First of all, this is a brief list of the basic tricks that will help you to continue on the road of being an entrepreneur, and when this tricks are applied in your small business is what makes you a successful entrepreneur:

Love what you do: Choose something that is in line with your own personal interest and passion, then it never seems like work. If you don’t love what you do, it’s hard to be successful, this helps you stay positive after all, you need to maintain your optimism. And don’t be afraid to fail

Have Mentors, Coaches or Masterminds around: You can’t know and do everything. You must rely on others.  Surround yourself with great mentors. They will help you to improve the development and growth through advising from their mistakes and successes.

Come up with innovative ways to solve problems: New ideas and projects that will help others are great ways. Necessity really is the mother of invention. Coming up with out-of-the box innovations will improve your business in different ways, so keep your creativity up.

Plan, Set Goals and Celebrate: Organize your plan of attack. Set realistic benchmarks and meet your own deadlines. Challenges are unavoidable. When you hit a road bump, try it again different, so you can continue moving forward. Detach yourself from all the little distractions. Celebrate when there is something worth celebrating to keep your eyes on the prize.

Here are tricks you can do right away at your small business with minimal costs:

  • Creating a working group: These working groups are also a great resource for your first-time customers. You can create a place to share tips on how they can use your service. Use an online forum, so your customers can help each other out.
  • Giving away cool gifts for your best customers:  Clothing, bags, stickers, pens, cookbooks and calendars are good ideas.
  • Showcase exemplary customers: A simple gesture like a customer of the month recognition nurtures customer loyalty. It is all about promoting your customers.

Here are tricks you should consider as you scale your business:

  • 14387365942_ff542892a4_hOutsource the payroll: Choosing to outsource the payroll ,we can avoid investing in training and payroll software. These are reasons why choose an outsourced service like payroll in Chile, is a right choice.
  • Outsource your design: A good way to project the impression of a large team is a great design. There are so many great places to find high quality designers at affordable rates.






4 Basics for Small Business Accounting

Many businesses spend at least four hours every month on payroll. Over the course of a year, means a full work week.aeaaa

With professional companies like, payroll in Chile, you can run payroll in minutes, not hours. We want to share some basics that will help you to master accounting.

As a small business owner, accounting can be a complicated. You are busy selling to customers and it is tempting to worry about how to account for it later. Without proper accounting practices, you may be exposing your company to working capital shortfalls or tax penalties. Take some time and learn to master this four basics for small business accounting.

 Set-up your cloud based accounting

The days of doing your accounting on old software is over. There are numerous cloud-based accounting solutions that you should consider. By moving to the cloud, you can connect your accounting provider to other cloud-based applications, from time-tracking, expense management, and of course, payroll. Since many third-party accounting firms also use the latest software, it is important to pick a software solution that scales as you grow.

Decide on your accounting method

There are two popular accounting methods: Accrual accounting and cash. Depending on the method you choose, you can have a meaningful impact on visibility into your business operations.

  • Accrual Accounting: This type of accounting recognizes revenue and expenses when they are earned, regardless of when cash is paid in or out.
  • Cash Accounting: Recognizes revenue when cash is received and expenses when cash is paid out. With this method, there is no accounts receivable or payable.

Which one is the best choice? While most small businesses start with cash accounting, as companies grow, they adopt accrual accounting because it monitors a company’s long-term financial health. It also follows accounting’s matching principle.

Invoicing online

As your business grows, it is important to make sure you are getting paid. The traditional way of invoicing is to send invoices to your customers by the end of your billing period, typically through a simple mail. As you can imagine, a lot can go wrong in these situations. Your invoice can get lost in the mail and it is time-consuming  to follow-up if the customer is late to pay.

To stay on top of your invoices, start invoicing online with a cloud-based accounting provider and collect your payments online as well. An online service can help you:

  • Accept payments online
  • Automate follow-ups
  • Track the work throughout the engagement
  • Create an online paper trail for clients and regulators

Track your expenses online

Just as getting cash more quickly into your business it is vital, to track your expenses closely. One particular area where small businesses get tripped up is collecting, recording, and managing receipts.

In the other hand, this is a common mistake made by novice and seasoned entrepreneurs alike. Receipts can become faded and unclear, or lost. The impact on your business can be very meaningful, particularly around tax time. Without proper expense management, you may miss expenses on your tax return, which means less deduction. You may also end up triggering an audit.

Poor expense management means you have poor insight into your company’s spending. Rather than wait until tax day to organize your expenses, you should consider tracking them as close to real-time as possible to manage your company’s operations daily.


Most cloud-based accounting providers have an export and import function for expenses that tie into your credit card and bank accounts. There are also providers, like accounting in chile that help you manage expenses and track reimbursements.


The Perfect method to Avoid Payroll Fraud

Payroll Fraud is real. According to some Associations of Fraud Examiners, it’s the number one source of accounting fraud and employee theft.fdfg

There are three common types of payroll fraud:

Timecard falsification: can be easily caught through the reconciliation and employee review process.

Ghost employees: They are employees that do not exist. It can be paying themselves a duplicate paycheck through a false name, and having the money deposited in their checking accounts.

Misclassification and workplace: Self-inflicted by the employer through worker fraud. It’s the illegal practice of designating an employee as a non existing worker or an independent contractor. Some business owners do this to avoid paying payroll taxes, unemployment tax or workers’ compensation insurance and are therefore able to submit lower bids for projects, undercutting responsible companies. In the other hand, many other business owners may be misclassifying workers without even knowing it, such as if they designate tasks or set time with the contracted employee in all cases, it is simply not worth it.

Payroll fraud needs your attention; the key is catching it and minimizing the risk. Anyone can steal at any time.  The best way in doing so is to reconcile your payroll at least quarterly with someone other than the person who runs your payroll. The reality is payroll fraud is not preventable, but is catchable. Yes, it is that simple.

There is much that goes into choosing a payroll company. While you may not realize the importance right now, this is a decision that will greatly affect your company’s financial future. With many options, you should be able to locate a service that is perfect for your company.

These advices can help you make an informed, confident decision:

  • Make sure the service is experienced in handling the most important areas. This includes: paying your payroll taxes on time; paying your employees on time; and filing your payroll tax forms by the deadline.
  • Know what you don’t need and know what you need. Payroll companies offer a huge variety of services. It is important to pay for what you need and to avoid signing up for something that does not pertain to your business.
  • Monthly cost, based on the company you choose as well as the level of service you require and the number of employees you have. It is important to know exactly how much you will be paying, month after month, so that you can budget for this expense. Companies like payroll in chile, can adapt to your business with the services you only need.

eeasdWith this information, you will find it easier to locate the right payroll company for your organization; avoid fraud,  save time and money for focus in your business.


7 tips for Growing Your Company

For growing into a sustainable company, Startups go through three distinct phases: Designing the product, selling the product and maintaining the business in the market. On this last phase we can take concrete actions like; evolving the product and service offerings, streamlining operations, modifying the sales organizations and others.

Here you have 7 tips for companies preparing the growing process.


1 .Establish a customer-success team

If it hasn’t been done already, establish a customer-success team with the goal of maintaining customers for a long time. Measure and incentivize this team by gross churn.

Significant attention needs to shift from securing new customers to retaining and selling to current customers

2 . Invest in product marketing

Consider vertical sales and marketing teams based on industry, use cases and/or products. Establish a product-marketing team in charge of writing marketing requirement documents for products; these are called MRDs for products, creating sales collateral , developing customer advisory boards, messaging, and pricing, and simplifying product packaging.

There will be a diminishing productivity rate, largely because the salesforce is no longer only comprised by the founder. Counteract this by making sales easier.

3. Take a channel strategy

While a channel strategy isn’t for everyone, most companies opt for a combined direct and channel approach . It is a must to be patient, but also very critical of progress.

Determine if the channel’s sales team has the required knowledge to sell the product. Make sure they are correctly motivated to sell the product through a sales performance incentive fund , but consider compensating them in other ways, too. Allocate enough pre- and post-sales support

 4. Check product offerings

Challenge situations and consider new opportunities, including ones that would require more risks.

You can ask these questions: Can products be eliminated to double down on the successful ones? How profitable is each product line? How can the product’s market be increased? How can the average revenue per unit be grown? How can the product sales cycle be shortened to reduce the overall cost of sales?  How can post-sales maintenance costs are reduced?

5. Make tighter controls

While the company grows, the risk of losing control of spending and approval processes rise. So allocate resources to regulations and document-required. Make tighter controls that ensure compliance.

6. Open new channels of communication

Companies in the growth phase are typically large enough to switch from having two levels of management; for example, directors and vice-presidents to three levels of management, and the staff also increasing.

You can establish a culture of transparency. Schedule periodic meetings for all groups with all company  workers. Each senior executive should spend a significant portion of time to obtain an in-person assessment and encourage contact with all employees.

Challenge situations and consider new opportunities, including ones that would require more risks.

 7. Establish goals and key performance indicators in place

On the beginning Initial start-ups decisions are often made by intuition, but as the company grows, they must be checked by data collected and monitored regularly across the whole company.

Key performance indicators attainment should be shared transparently across the organization, and compensation should be tied to them also.

Leaders at every level must define and track key yearly and quarterly goals.

 BONUS TIP: Outsource the payroll

Choosing to outsource the payroll does not mean, we don’t have any blame for an unwanted situation it might occur. We can avoid investing in training and payroll software. These are reasons why choose an outsourced service is a right choice.

All we will have to do, is to provide a person with basic knowledge of the payroll function, who will be the connection with the outsource service . It is necessary a person in charge for making decisions. The outsource service like payroll in chile, has a detailed service level agreement, so we can contract the services we require from the outsource service, keeping in-house others.



Basics for reduce your Corporate Tax

Reducing tax is a wide concept. Most businesses want to contribute the tax that they owe, however they don’t want to pay more than they have to.za111

Technically it’s impossible to reduce your tax, as everyone is charged the same rate, set by the tax agency. In the case of Corporation Tax, the applicable rate is paid on your profits; the money left after all allowable deductions for expenses, salary and others, and is set depending on your profit level.

Most contractors, freelancers and small businesses pay the small profits rate, and large companies pay the main rate .The key to making sure you pay no more Corporation Tax than you have to, therefore, is making sure you take advantage of every allowable deduction and expense to give an accurate picture of your profits.

For example, If you paid 500$ for a new piece of equipment but forgot to claim it, your profits will be overstated by 500$, so you will pay 100$ depending on the profit rate, as an extra in Corporation Tax. It literally pays to stay on top of these things.

Every situation is different, and there may be deductions or allowances for your specific industry, we recommend check with a professional. There are a few basics every business owner should know to make sure they’re not paying more tax than the necessary.

Record everything

Record every train or bus ticket, and each pad of paper, because over the course of a year those items add up.

You’ll have industry-specific items to claim too, remember your tax agency rules. Basically anything you claim must be entirely for business use.

Use Gift Aid

When making a charitable donation, make sure the Gift Aid box is selected so that the charity gets the full donation tax-free. Higher rate taxpayers can claim the difference between the higher rate of tax and the basic rate of tax, on the total value to the charity of your donation.

Claim all allowances and benefits

While some benefits are being cut, make sure the state is giving you what you are owed.

Pay yourself a salary

Do not forget that you and your business are different legal entities; the money made is not yours so you need to pay yourself a salary. Also salaries are business expenses, which reduce your profit and, in turn, your Corporation Tax.

Check tax codes

Be tax aware and make sure your tax code is correct. Some people may be paying too much tax without knowing it. If a tax code is not correct, the wrong amount of tax and deductions will be made. If you think there is a problem with your tax code, contact your local tax office.

Buying new equipment

If you’re in need of a slightly heftier piece of equipment, new premises or other assets, you can take advantage of your government’s annual investment allowance; things like commercial vehicles, building fixtures and office equipment for tax purposes.

Consult a chartered certified accountant


Tax is confusing, so when it becomes too complex to deal with you, it is an intelligent option to consult a qualified chartered certified accountant, like accounting in Chile


Bookkeeping Tips for your Business

Running a business implies a lot of documents that have to be updated and reviewed constantly. That is basic, general financial record keeping and long term planning can help us to improve and satisfy the customer needs, and keep our business working.

M Craythorn Accountancy & Bookkeeping Services

The financial control is essential, without handle the financials some problems may occur, and many important things we will not know, like:

  • Matters of a tax
  • What is working and what is not working
  • Money sinks

Bookkeeping functions updated and an evaluation on time can help your business for work effectively. However, when we talk about tax it is a serious issue, because strong financial records are required for dealings with the tax authority of your country.

There you have a few tips for staying on track with your bookkeeping:

Organize your numbers

Organized and consistent records can make or break your business. You have to ask yourself some questions, like; do i have seasonal trend for my products? The prices of my products are right? Am I losing money from certain product or service I provide? For these issues financial software, can help to organize and put these types of reports together.

Control your expenses and income

Keeping a careful record of all the receipts like; mobile phone bills, invoices from your web hosting company, office supplies and travel expenses, gives a global visión of the numbers that your business do.

Also you need to record your income receipts like till rolls and PayPal records.

Get paid from your accounts receivables

One way that can help you to avoid receivable problems, is to make easier for customers to pay you, for example by accepting electronic payments and credit cards. It is up to you to invoice your customers after a sale, and get paid from past due accounts. Sometimes, cash flow problems may not be due to poor sales but down to poor accounts receivables.

Two more things

  1. Look at it as a strategic asset to your business rather than something that has to be done.
  2. Having and outsourced company like accounting in chile, realize these tasks and adapts to your company easily and rigorously. Also they can do other functions you choose like manage the payroll.??????????????????????

Tips : Choosing an Outsourced Payroll Provider

Outsourcing the payroll function can save money and time. If you’re considering outsourcing payroll, many companies regardless the size, are placing their trust in organisations like payroll chile, as a bureau, outsourced, part managed or fully-managed service. This kind of organisations extends across all market sectors in different countries.

Working together

When it comes to payroll, there are points to consider:

Track record serving businesses like yours

It is useful to know that the provider have a strong track record of serving businesses your size and has experience in your industry or sector.

Security and reliability of the provider

The security that the provider offers, is one of the most important things. After all, you are giving your payroll provider the names, social security numbers, addresses, and bank account numbers of your employees. Also do not forget you are giving a power of attorney to make filings on your behalf.

Make sure the provider is financially strong and has good controls in place, otherwise you could find your company in a bind.

Regulatory compliance capabilities

The payroll provider must have the resources to keep up with the laws and regulations around employment, healthcare and taxes.


Evaluating the payroll company’s technology, including its mobile readiness, it is an important actions.Some payroll companies are investing in new technology and they can keep up with technology as demand for it on the employer and employee side grows.

Accountant interfaces

A good payroll provider offers capabilities that go beyond what you can do on your own. Remember, today there are solutions for businesses as small as one employee.

Other service offerings

You can consider the broader services needed as your business grows, such as HR services and benefits.

Make sure, your accountant can get easy access to your payroll and related records for purposes of tax filings and reconciliation.


With an outsourced payroll provider your business will enjoy all the accessibility, flexibility and control of processing payroll in-house ;without having to allocate your staff, equipment, time and resources to manage it. And when it comes to reliability, accuracy, efficiency and flexibility. If you haven’t considered an outsourced solution before, a new year is a good time to consider making a switch.

7 points of Accounting Basics for Start-Up Business

The challenge of start a company is exciting, anyway there are some responsibilities like; get inventory, get business structure in order, get customers and sell your products. All that at the same time, also, you have to track important risk or metrics going out of business, within the first year. Here are 7 points that will help you to manage all:


1-    Open A Bank Account

Open a bank account for your business; it’s necessary before it can accept payments on behalf of the company. It is very important for avoiding problems and face customer’s complaints.

Using your personal bank account for transactions can be used for a court to come after your personal assets, so it is just not worth it. To have a separate business bank account establishes that you’re a serious business owner and prevents commingling of funds.

2-    Get Invoice Templates

It is important to not forget about your invoices. To create these ones on the fly when and as you need them it is a serious mistake. You can grab invoice templates from a reputable company, customize them and save time of creating invoicing.

 3-    Make A Budget Or Outsource Your Bookkeeping

This area can be outsourced for your convenience, you have to make sure that your books are in order and the payroll is paid on time.

Outsourcing this area, keeps a track of all your expenses and the outsourced service like accounting in Chile, adapts to your company easily and rigorously. Also they can do another functions you choose like manage the payroll or improve the invoices for example.

4-    Tracking Gross And Net Margin

The gross margin is the total sales revenue of your company minus the total cost of your products or services sold. This number is then divided by the total sales revenue and expressed as a percentage. The higher the percentage, the better, because it means you’re retaining more money.

Net margins are the other half of this equation. A net margin is the ratio of net profits to your revenues.

The function of the net margin is to show profitability, however a low net profit margin usually does not mean that your company is unprofitable

5-    Quick Ratio and Current Ratio

These are two metric that are measured together and tell you how liquid your company is, explain how much money you have on hand to meet current and unexpected results or liabilities.

The quick ratio takes all of the cash in your business, along with the account receivable and divides it by the current liabilities. It’s simple but it is a way to determine how you’re working financially.

The current ratio is the measure of current assets divided by current liabilities. Tells you, whether all of your assets that can be converted in cash, within a year or right now. It could be used to satisfy all of your liabilities in under a year.

If you obtain a ratio less than one means you may end up running short on money, while a ratio of more than one, means you probably have a good surplus.

6-    Account Payable and Receivable Days

These metrics measure how quickly you’re bringing in cash and paying it out. The accounts payable days is calculated by taking the amount you owe (your liabilities) and dividing it by the cost of goods sold, multiplied by 365 days.

A higher number is better, while all other things being equal. It is used because you want to retain cash in your business for as long as possible and only pay out when you need to.

Accounts Receivable Days is calculated by dividing this account value by total sales and then multiplying by 365. Lower numbers are generally better, but again this depends on the industry. You want to obtain a low number because it means you’re collecting cash quickly and retaining is for working capital and other company purposes.

 7-    Get New Customers



Your company has to make money and generate cash flow, one of your tasks is to focus constantly in get new customers so, you can market those products and services to them. It is very important to maintain good client relationships for the business.